Top 10 Insurance Companies in Kenya: Leading Insurance Firms and Their Services
Insurance is important for protecting individuals, families, businesses, and property against unexpected financial losses. In Kenya, insurance companies provide different policies, including medical, motor vehicle, life, education, travel, property, and business insurance.
Choosing a reliable insurance provider helps customers manage financial risks and access support when unexpected events occur.
This article lists the top 10 insurance companies in Kenya, based on their general insurance market position in the 2025 industry figures. It also highlights their main insurance products and services.
Top 10 Insurance Companies in Kenya
| No. | Insurance Company | Main Insurance Services |
|---|---|---|
| 1 | CIC Insurance Group | Motor, medical, life, agriculture and business |
| 2 | APA Insurance | Motor, medical, travel, life and property |
| 3 | Old Mutual Kenya | Medical, life, motor and investment-linked insurance |
| 4 | GA Insurance | Medical, motor, property and business |
| 5 | Jubilee Insurance | Medical, life, motor and pensions |
| 6 | Britam Insurance | Life, medical, motor and education policies |
| 7 | AAR Insurance | Medical, health and travel insurance |
| 8 | Madison Insurance | Medical, motor, life and education insurance |
| 9 | ICEA LION Group | Life, medical, motor and retirement solutions |
| 10 | Mayfair Insurance | Motor, medical, property and commercial insurance |
1. CIC Insurance Group
CIC Insurance Group is one of the leading insurance companies in Kenya. It provides insurance solutions for individuals, families, farmers, businesses, and institutions.
Its products include motor vehicle insurance, medical insurance, life assurance, property insurance, agriculture insurance, and personal accident cover.
CIC also provides insurance solutions for SACCOs, cooperatives, and small businesses. It ranked first among general insurance providers by gross premiums in 2025.
Website: https://cic.co.ke/
2. APA Insurance
APA Insurance provides general and long-term insurance products in Kenya. Its services cover individuals, families, businesses, and corporate organisations.
The company offers motor insurance, medical cover, travel insurance, property insurance, agriculture insurance, and life assurance.
APA also provides business insurance for companies that want to protect their employees, equipment, buildings, and operations.
Website: https://www.apainsurance.org/
3. Old Mutual Kenya
Old Mutual Kenya offers insurance, investment, and financial planning services. Its insurance products include medical, motor, life, property, and personal accident policies.
The company also provides retirement planning and investment solutions. Its services support individuals and businesses looking for financial protection and long-term financial planning.
Website: https://www.oldmutual.co.ke/
4. GA Insurance
GA Insurance is a Kenyan insurance provider offering personal and commercial insurance solutions.
Its products include motor vehicle insurance, medical insurance, travel insurance, fire insurance, property insurance, and personal accident cover.
Businesses can also access insurance for employees, buildings, machinery, and other business risks.
Website: https://www.gakenya.com/
5. Jubilee Insurance
Jubilee Insurance is a major insurance provider in East Africa. It offers several insurance products for individuals, families, and businesses.
Its main services include medical insurance, life assurance, motor insurance, travel insurance, pensions, and group employee insurance.
Jubilee is particularly well known for its medical insurance solutions. Its health insurance products serve individuals, families, and corporate organisations.
Website: https://jubileeinsurance.com/ke/
6. Britam Insurance
Britam provides insurance and financial services in Kenya. Its products cover life protection, medical expenses, motor vehicles, property, travel, and business risks.
The company also provides education policies, savings plans, retirement solutions, and group life insurance.
Britam is a leading provider of long-term insurance in Kenya, making it an important option for customers seeking life and education insurance.
Website: https://ke.britam.com/
7. AAR Insurance
AAR Insurance specialises in medical and health insurance services. It provides healthcare cover for individuals, families, and businesses.
Its services include inpatient and outpatient medical insurance, corporate medical schemes, travel insurance, and other health-related policies.
Customers can compare its medical plans based on hospital networks, annual limits, benefits, and premiums.
Website: https://aar-insurance.com/
8. Madison Insurance
Madison Insurance provides general and life insurance services in Kenya. Its products include motor insurance, medical cover, life assurance, education policies, travel insurance, and property insurance.
The company serves individual customers, families, businesses, and institutions. It also provides group insurance solutions for employers.
Website: https://madison.co.ke/
9. ICEA LION Group
ICEA LION Group provides insurance, investment, and retirement solutions. Its insurance services include life assurance, medical, motor, travel, property, and corporate insurance.
The company also offers pension administration, wealth management, and investment products.
It is suitable for individuals and organisations seeking insurance and long-term financial planning services.
Website: https://icealion.com/
10. Mayfair Insurance
Mayfair Insurance provides general insurance services for individuals and businesses in Kenya.
Its products include motor vehicle insurance, medical insurance, property insurance, marine insurance, fire insurance, and other commercial insurance solutions.
The company serves customers looking to protect personal property, vehicles, business assets, and other financial interests.
Website: https://mayfairinsurance.co.ke/
How to Choose an Insurance Company in Kenya
Before purchasing an insurance policy, consider the following:
- IRA licensing: Confirm that the insurance company is licensed by the Insurance Regulatory Authority.
- Premium costs: Compare premiums from different providers.
- Policy benefits: Check what the insurance policy covers.
- Exclusions: Understand situations that the insurer does not cover.
- Claims process: Ask about claim requirements and settlement procedures.
- Customer support: Choose a provider with accessible customer service.
Kenya has several established insurance companies offering protection for individuals, families, businesses, and institutions. CIC, APA, Old Mutual, GA, Jubilee, Britam, AAR, Madison, ICEA LION, and Mayfair are among the leading providers.
Customers should compare insurance products, premiums, benefits, and claims procedures before choosing a provider. They should also confirm the insurer’s current licensing status with the Insurance Regulatory Authority (IRA).
Source note: The general insurance ranking uses 2025 gross premium market-share figures published in the insurance industry data. Rankings differ between general insurance and long-term insurance markets. The list is not a ranking of customer satisfaction or claims performance.